Market Overview
Home Prices in Mountain Top, PA
The median home value in Mountain Top, PA is $338,998 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mountain Top are priced17% below average. Mountain Top is part of the Scranton--Wilkes-Barre, PA metro area.
Over the past five years, Mountain Top home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.
Price History
Mountain Top Home Price Trend
City Comparison
Mountain Top vs. National Median
At $338,998, homes in Mountain Top cost 17% below the national median of $410,000. This makes Mountain Top a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mountain Top?
20% Down Payment
$67,800
on $338,998
Monthly P&I
$1,768/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,245/mo
incl. taxes & insurance
Income Needed
$89,800
gross annual (30% rule)
10% Down Option
$33,900
+ PMI applies
Loan Amount (20% dn)
$271,198
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mountain Top, PA?
The median home value in Mountain Top is $338,998 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Mountain Top?
Over the past year, home values in Mountain Top have increased by 2%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Mountain Top?
To comfortably afford the median home price of $338,998 with a 20% down payment ($67,800) at today's rates (6.8%), you'd need a gross annual income of approximately $89,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Mountain Top compare to the national average home price?
The national median home value is approximately $410,000. At $338,998, homes in Mountain Top are 17% below the national average.
What metro area is Mountain Top part of?
Mountain Top is part of the Scranton--Wilkes-Barre, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.