Market Overview
Home Prices in New Oxford, PA
The median home value in New Oxford, PA is $315,117 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in New Oxford are priced23% below average. New Oxford is part of the Gettysburg, PA metro area.
Over the past five years, New Oxford home values have risen by approximately30.7%, reflecting strong long-term appreciation in this market.
Price History
New Oxford Home Price Trend
City Comparison
New Oxford vs. National Median
At $315,117, homes in New Oxford cost 23% below the national median of $410,000. This makes New Oxford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in New Oxford?
20% Down Payment
$63,023
on $315,117
Monthly P&I
$1,643/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,087/mo
incl. taxes & insurance
Income Needed
$83,480
gross annual (30% rule)
10% Down Option
$31,512
+ PMI applies
Loan Amount (20% dn)
$252,094
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in New Oxford, PA?
The median home value in New Oxford is $315,117 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in New Oxford?
Over the past year, home values in New Oxford have increased by 4.7%. Over five years, prices have risen approximately 30.7%.
How much do I need to earn to buy a home in New Oxford?
To comfortably afford the median home price of $315,117 with a 20% down payment ($63,023) at today's rates (6.8%), you'd need a gross annual income of approximately $83,480. This assumes keeping total housing costs at or below 30% of gross income.
How does New Oxford compare to the national average home price?
The national median home value is approximately $410,000. At $315,117, homes in New Oxford are 23% below the national average.
What metro area is New Oxford part of?
New Oxford is part of the Gettysburg, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.