Market Overview
Home Prices in Northern Cambria, PA
The median home value in Northern Cambria, PA is $90,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 8.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Northern Cambria are priced78% below average. Northern Cambria is part of the Johnstown, PA metro area.
Over the past five years, Northern Cambria home values have fallen by approximately33.2%, reflecting softening conditions in this market.
Price History
Northern Cambria Home Price Trend
City Comparison
Northern Cambria vs. National Median
At $90,500, homes in Northern Cambria cost 78% below the national median of $410,000. This makes Northern Cambria a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Northern Cambria?
20% Down Payment
$18,100
on $90,500
Monthly P&I
$472/mo
30-yr @ 6.8%
Total Monthly Est.
~$599/mo
incl. taxes & insurance
Income Needed
$23,960
gross annual (30% rule)
10% Down Option
$9,050
+ PMI applies
Loan Amount (20% dn)
$72,400
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Northern Cambria, PA?
The median home value in Northern Cambria is $90,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Northern Cambria?
Over the past year, home values in Northern Cambria have decreased by 2.5%. Over five years, prices have fallen approximately 33.2%.
How much do I need to earn to buy a home in Northern Cambria?
To comfortably afford the median home price of $90,500 with a 20% down payment ($18,100) at today's rates (6.8%), you'd need a gross annual income of approximately $23,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Northern Cambria compare to the national average home price?
The national median home value is approximately $410,000. At $90,500, homes in Northern Cambria are 78% below the national average.
What metro area is Northern Cambria part of?
Northern Cambria is part of the Johnstown, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.