Market Overview
Home Prices in Northumberland, PA
The median home value in Northumberland, PA is $220,049 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.9% compared to a year ago and up 9.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Northumberland are priced46% below average. Northumberland is part of the Sunbury, PA metro area.
Over the past five years, Northumberland home values have risen by approximately30.3%, reflecting strong long-term appreciation in this market.
Price History
Northumberland Home Price Trend
City Comparison
Northumberland vs. National Median
At $220,049, homes in Northumberland cost 46% below the national median of $410,000. This makes Northumberland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Northumberland?
20% Down Payment
$44,010
on $220,049
Monthly P&I
$1,148/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,458/mo
incl. taxes & insurance
Income Needed
$58,320
gross annual (30% rule)
10% Down Option
$22,005
+ PMI applies
Loan Amount (20% dn)
$176,039
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Northumberland, PA?
The median home value in Northumberland is $220,049 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.9% year-over-year.
How much have home prices changed in Northumberland?
Over the past year, home values in Northumberland have increased by 10.9%. Over five years, prices have risen approximately 30.3%.
How much do I need to earn to buy a home in Northumberland?
To comfortably afford the median home price of $220,049 with a 20% down payment ($44,010) at today's rates (6.8%), you'd need a gross annual income of approximately $58,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Northumberland compare to the national average home price?
The national median home value is approximately $410,000. At $220,049, homes in Northumberland are 46% below the national average.
What metro area is Northumberland part of?
Northumberland is part of the Sunbury, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.