Market Overview
Home Prices in Orrstown, PA
The median home value in Orrstown, PA is $288,683 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Orrstown are priced30% below average. Orrstown is part of the Chambersburg-Waynesboro, PA metro area.
Price History
Orrstown Home Price Trend
2022
$245,025
$245K
—
2023
$255,834
$256K
+4.4%
2024
$267,543
$268K
+4.6%
2025
$276,612
$277K
+3.4%
2026
$288,683
$289K
+4.4%
City Comparison
Orrstown vs. National Median
🏠 Orrstown
$288,683
National Median
$410,000
At $288,683, homes in Orrstown cost 30% below the national median of $410,000. This makes Orrstown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Orrstown?
20% Down Payment
$57,737
on $288,683
Monthly P&I
$1,506/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,913/mo
incl. taxes & insurance
Income Needed
$76,520
gross annual (30% rule)
10% Down Option
$28,868
+ PMI applies
Loan Amount (20% dn)
$230,946
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Orrstown, PA?
The median home value in Orrstown is $288,683 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Orrstown?
Over the past year, home values in Orrstown have increased by 4.4%.
How much do I need to earn to buy a home in Orrstown?
To comfortably afford the median home price of $288,683 with a 20% down payment ($57,737) at today's rates (6.8%), you'd need a gross annual income of approximately $76,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Orrstown compare to the national average home price?
The national median home value is approximately $410,000. At $288,683, homes in Orrstown are 30% below the national average.
What metro area is Orrstown part of?
Orrstown is part of the Chambersburg-Waynesboro, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.