Market Overview
Home Prices in Osceola Mills, PA
The median home value in Osceola Mills, PA is $131,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osceola Mills are priced68% below average. Osceola Mills is part of the State College, PA metro area.
Price History
Osceola Mills Home Price Trend
2023
$161,554
$162K
—
2024
$140,809
$141K
-12.8%
2025
$131,700
$132K
-6.5%
2026
$131,676
$132K
+-0.0%
City Comparison
Osceola Mills vs. National Median
🏠 Osceola Mills
$131,676
National Median
$410,000
At $131,676, homes in Osceola Mills cost 68% below the national median of $410,000. This makes Osceola Mills a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osceola Mills?
20% Down Payment
$26,335
on $131,676
Monthly P&I
$687/mo
30-yr @ 6.8%
Total Monthly Est.
~$872/mo
incl. taxes & insurance
Income Needed
$34,880
gross annual (30% rule)
10% Down Option
$13,168
+ PMI applies
Loan Amount (20% dn)
$105,341
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osceola Mills, PA?
The median home value in Osceola Mills is $131,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Osceola Mills?
Over the past year, home values in Osceola Mills have increased by 0%.
How much do I need to earn to buy a home in Osceola Mills?
To comfortably afford the median home price of $131,676 with a 20% down payment ($26,335) at today's rates (6.8%), you'd need a gross annual income of approximately $34,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Osceola Mills compare to the national average home price?
The national median home value is approximately $410,000. At $131,676, homes in Osceola Mills are 68% below the national average.
What metro area is Osceola Mills part of?
Osceola Mills is part of the State College, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.