Market Overview
Home Prices in Oxford, PA
The median home value in Oxford, PA is $477,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oxford are priced16% above average. Oxford is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Oxford home values have risen by approximately38.4%, reflecting strong long-term appreciation in this market.
Price History
Oxford Home Price Trend
City Comparison
Oxford vs. National Median
At $477,194, homes in Oxford cost 16% above the national median of $410,000. Buyers in Oxford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Oxford?
20% Down Payment
$95,439
on $477,194
Monthly P&I
$2,489/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,161/mo
incl. taxes & insurance
Income Needed
$126,440
gross annual (30% rule)
10% Down Option
$47,719
+ PMI applies
Loan Amount (20% dn)
$381,755
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oxford, PA?
The median home value in Oxford is $477,194 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Oxford?
Over the past year, home values in Oxford have increased by 3.8%. Over five years, prices have risen approximately 38.4%.
How much do I need to earn to buy a home in Oxford?
To comfortably afford the median home price of $477,194 with a 20% down payment ($95,439) at today's rates (6.8%), you'd need a gross annual income of approximately $126,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Oxford compare to the national average home price?
The national median home value is approximately $410,000. At $477,194, homes in Oxford are 16% above the national average.
What metro area is Oxford part of?
Oxford is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.