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📍 Palm, PA · Zillow ZHVI · July 2026

Average Home Price in
Palm, PA

Reading, PA metro area · Berks County County

Median Home Value
$392,720
↑ 3.7% year-over-year
vs. National Median
$410,000
Palm is 4% below
Est. Monthly Payment
$2,048/mo
20% down · 6.8% rate
Income Needed
$104K
gross annual (30% rule)
Median Home Value
$392,720
↑ 3.7% year-over-year
Down Payment (20%)$78,544
Monthly P&I$2,048/mo
With Taxes & Ins.~$2,601/mo
Income Needed$104,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Palm, PA

The median home value in Palm, PA is $392,720 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 3.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Palm are priced4% below average. Palm is part of the Reading, PA metro area.

City Comparison

Palm vs. National Median

🏠 Palm
$392,720
National Median
$410,000

At $392,720, homes in Palm cost 4% below the national median of $410,000. This makes Palm a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Palm?

20% Down Payment
$78,544
on $392,720
Monthly P&I
$2,048/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,601/mo
incl. taxes & insurance
Income Needed
$104,040
gross annual (30% rule)
10% Down Option
$39,272
+ PMI applies
Loan Amount (20% dn)
$314,176
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Palm, PA?
The median home value in Palm is $392,720 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Palm?
Over the past year, home values in Palm have increased by 3.7%.
How much do I need to earn to buy a home in Palm?
To comfortably afford the median home price of $392,720 with a 20% down payment ($78,544) at today's rates (6.8%), you'd need a gross annual income of approximately $104,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Palm compare to the national average home price?
The national median home value is approximately $410,000. At $392,720, homes in Palm are 4% below the national average.
What metro area is Palm part of?
Palm is part of the Reading, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.