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📍 Schellsburg, PA · Zillow ZHVI · July 2026

Average Home Price in
Schellsburg, PA

Bedford County County

Median Home Value
$258,610
↑ 11.1% year-over-year
vs. National Median
$410,000
Schellsburg is 37% below
Est. Monthly Payment
$1,349/mo
20% down · 6.8% rate
Income Needed
$69K
gross annual (30% rule)
Median Home Value
$258,610
↑ 11.1% year-over-year
Down Payment (20%)$51,722
Monthly P&I$1,349/mo
With Taxes & Ins.~$1,713/mo
Income Needed$68,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Schellsburg, PA

The median home value in Schellsburg, PA is $258,610 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.1% compared to a year ago and up 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Schellsburg are priced37% below average.

City Comparison

Schellsburg vs. National Median

🏠 Schellsburg
$258,610
National Median
$410,000

At $258,610, homes in Schellsburg cost 37% below the national median of $410,000. This makes Schellsburg a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Schellsburg?

20% Down Payment
$51,722
on $258,610
Monthly P&I
$1,349/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,713/mo
incl. taxes & insurance
Income Needed
$68,520
gross annual (30% rule)
10% Down Option
$25,861
+ PMI applies
Loan Amount (20% dn)
$206,888
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Schellsburg, PA?
The median home value in Schellsburg is $258,610 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.1% year-over-year.
How much have home prices changed in Schellsburg?
Over the past year, home values in Schellsburg have increased by 11.1%.
How much do I need to earn to buy a home in Schellsburg?
To comfortably afford the median home price of $258,610 with a 20% down payment ($51,722) at today's rates (6.8%), you'd need a gross annual income of approximately $68,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Schellsburg compare to the national average home price?
The national median home value is approximately $410,000. At $258,610, homes in Schellsburg are 37% below the national average.