Market Overview
Home Prices in Seward, PA
The median home value in Seward, PA is $120,169 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 7.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Seward are priced71% below average. Seward is part of the Indiana, PA metro area.
Price History
Seward Home Price Trend
2024
$132,255
$132K
—
2025
$122,316
$122K
-7.5%
2026
$120,169
$120K
-1.8%
City Comparison
Seward vs. National Median
🏠 Seward
$120,169
National Median
$410,000
At $120,169, homes in Seward cost 71% below the national median of $410,000. This makes Seward a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Seward?
20% Down Payment
$24,034
on $120,169
Monthly P&I
$627/mo
30-yr @ 6.8%
Total Monthly Est.
~$796/mo
incl. taxes & insurance
Income Needed
$31,840
gross annual (30% rule)
10% Down Option
$12,017
+ PMI applies
Loan Amount (20% dn)
$96,135
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Seward, PA?
The median home value in Seward is $120,169 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Seward?
Over the past year, home values in Seward have decreased by 1.8%.
How much do I need to earn to buy a home in Seward?
To comfortably afford the median home price of $120,169 with a 20% down payment ($24,034) at today's rates (6.8%), you'd need a gross annual income of approximately $31,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Seward compare to the national average home price?
The national median home value is approximately $410,000. At $120,169, homes in Seward are 71% below the national average.
What metro area is Seward part of?
Seward is part of the Indiana, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.