Market Overview
Home Prices in Smethport, PA
The median home value in Smethport, PA is $124,124 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.7% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smethport are priced70% below average. Smethport is part of the Bradford, PA metro area.
Over the past five years, Smethport home values have fallen by approximately3.4%, reflecting softening conditions in this market.
Price History
Smethport Home Price Trend
City Comparison
Smethport vs. National Median
At $124,124, homes in Smethport cost 70% below the national median of $410,000. This makes Smethport a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smethport?
20% Down Payment
$24,825
on $124,124
Monthly P&I
$647/mo
30-yr @ 6.8%
Total Monthly Est.
~$822/mo
incl. taxes & insurance
Income Needed
$32,880
gross annual (30% rule)
10% Down Option
$12,412
+ PMI applies
Loan Amount (20% dn)
$99,299
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smethport, PA?
The median home value in Smethport is $124,124 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.7% year-over-year.
How much have home prices changed in Smethport?
Over the past year, home values in Smethport have decreased by 3.7%. Over five years, prices have fallen approximately 3.4%.
How much do I need to earn to buy a home in Smethport?
To comfortably afford the median home price of $124,124 with a 20% down payment ($24,825) at today's rates (6.8%), you'd need a gross annual income of approximately $32,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Smethport compare to the national average home price?
The national median home value is approximately $410,000. At $124,124, homes in Smethport are 70% below the national average.
What metro area is Smethport part of?
Smethport is part of the Bradford, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.