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📍 Smithton, PA · Zillow ZHVI · July 2026

Average Home Price in
Smithton, PA

Pittsburgh, PA metro area · Westmoreland County County

Median Home Value
$145,945
↓ 1.7% year-over-year
vs. National Median
$410,000
Smithton is 64% below
Est. Monthly Payment
$761/mo
20% down · 6.8% rate
Income Needed
$39K
gross annual (30% rule)
Median Home Value
$145,945
↓ 1.7% year-over-year
Down Payment (20%)$29,189
Monthly P&I$761/mo
With Taxes & Ins.~$966/mo
Income Needed$38,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Smithton, PA

The median home value in Smithton, PA is $145,945 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Smithton are priced64% below average. Smithton is part of the Pittsburgh, PA metro area.

City Comparison

Smithton vs. National Median

🏠 Smithton
$145,945
National Median
$410,000

At $145,945, homes in Smithton cost 64% below the national median of $410,000. This makes Smithton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Smithton?

20% Down Payment
$29,189
on $145,945
Monthly P&I
$761/mo
30-yr @ 6.8%
Total Monthly Est.
~$966/mo
incl. taxes & insurance
Income Needed
$38,640
gross annual (30% rule)
10% Down Option
$14,595
+ PMI applies
Loan Amount (20% dn)
$116,756
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Smithton, PA?
The median home value in Smithton is $145,945 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Smithton?
Over the past year, home values in Smithton have decreased by 1.7%.
How much do I need to earn to buy a home in Smithton?
To comfortably afford the median home price of $145,945 with a 20% down payment ($29,189) at today's rates (6.8%), you'd need a gross annual income of approximately $38,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Smithton compare to the national average home price?
The national median home value is approximately $410,000. At $145,945, homes in Smithton are 64% below the national average.
What metro area is Smithton part of?
Smithton is part of the Pittsburgh, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.