Market Overview
Home Prices in Spring Mills, PA
The median home value in Spring Mills, PA is $354,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Spring Mills are priced14% below average. Spring Mills is part of the State College, PA metro area.
Over the past five years, Spring Mills home values have risen by approximately22.6%, reflecting strong long-term appreciation in this market.
Price History
Spring Mills Home Price Trend
City Comparison
Spring Mills vs. National Median
At $354,284, homes in Spring Mills cost 14% below the national median of $410,000. This makes Spring Mills a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Spring Mills?
20% Down Payment
$70,857
on $354,284
Monthly P&I
$1,848/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,347/mo
incl. taxes & insurance
Income Needed
$93,880
gross annual (30% rule)
10% Down Option
$35,428
+ PMI applies
Loan Amount (20% dn)
$283,427
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Spring Mills, PA?
The median home value in Spring Mills is $354,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Spring Mills?
Over the past year, home values in Spring Mills have increased by 5.4%. Over five years, prices have risen approximately 22.6%.
How much do I need to earn to buy a home in Spring Mills?
To comfortably afford the median home price of $354,284 with a 20% down payment ($70,857) at today's rates (6.8%), you'd need a gross annual income of approximately $93,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Spring Mills compare to the national average home price?
The national median home value is approximately $410,000. At $354,284, homes in Spring Mills are 14% below the national average.
What metro area is Spring Mills part of?
Spring Mills is part of the State College, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.