Market Overview
Home Prices in Stewartstown, PA
The median home value in Stewartstown, PA is $399,342 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stewartstown are priced3% below average. Stewartstown is part of the York-Hanover, PA metro area.
Over the past five years, Stewartstown home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.
Price History
Stewartstown Home Price Trend
City Comparison
Stewartstown vs. National Median
At $399,342, homes in Stewartstown cost 3% below the national median of $410,000. This makes Stewartstown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stewartstown?
20% Down Payment
$79,868
on $399,342
Monthly P&I
$2,083/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,645/mo
incl. taxes & insurance
Income Needed
$105,800
gross annual (30% rule)
10% Down Option
$39,934
+ PMI applies
Loan Amount (20% dn)
$319,474
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stewartstown, PA?
The median home value in Stewartstown is $399,342 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Stewartstown?
Over the past year, home values in Stewartstown have increased by 4.2%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Stewartstown?
To comfortably afford the median home price of $399,342 with a 20% down payment ($79,868) at today's rates (6.8%), you'd need a gross annual income of approximately $105,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Stewartstown compare to the national average home price?
The national median home value is approximately $410,000. At $399,342, homes in Stewartstown are 3% below the national average.
What metro area is Stewartstown part of?
Stewartstown is part of the York-Hanover, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.