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📍 Sugarloaf, PA · Zillow ZHVI · July 2026

Average Home Price in
Sugarloaf, PA

Scranton--Wilkes-Barre, PA metro area · Luzerne County County

Median Home Value
$323,769
↑ 2.4% year-over-year
vs. National Median
$410,000
Sugarloaf is 21% below
Est. Monthly Payment
$1,689/mo
20% down · 6.8% rate
Income Needed
$86K
gross annual (30% rule)
Median Home Value
$323,769
↑ 2.4% year-over-year
Down Payment (20%)$64,754
Monthly P&I$1,689/mo
With Taxes & Ins.~$2,145/mo
Income Needed$85,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sugarloaf, PA

The median home value in Sugarloaf, PA is $323,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sugarloaf are priced21% below average. Sugarloaf is part of the Scranton--Wilkes-Barre, PA metro area.

City Comparison

Sugarloaf vs. National Median

🏠 Sugarloaf
$323,769
National Median
$410,000

At $323,769, homes in Sugarloaf cost 21% below the national median of $410,000. This makes Sugarloaf a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sugarloaf?

20% Down Payment
$64,754
on $323,769
Monthly P&I
$1,689/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,145/mo
incl. taxes & insurance
Income Needed
$85,800
gross annual (30% rule)
10% Down Option
$32,377
+ PMI applies
Loan Amount (20% dn)
$259,015
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sugarloaf, PA?
The median home value in Sugarloaf is $323,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Sugarloaf?
Over the past year, home values in Sugarloaf have increased by 2.4%.
How much do I need to earn to buy a home in Sugarloaf?
To comfortably afford the median home price of $323,769 with a 20% down payment ($64,754) at today's rates (6.8%), you'd need a gross annual income of approximately $85,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Sugarloaf compare to the national average home price?
The national median home value is approximately $410,000. At $323,769, homes in Sugarloaf are 21% below the national average.
What metro area is Sugarloaf part of?
Sugarloaf is part of the Scranton--Wilkes-Barre, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.