Market Overview
Home Prices in Titusville, PA
The median home value in Titusville, PA is $120,160 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Titusville are priced71% below average. Titusville is part of the Oil City, PA metro area.
Over the past five years, Titusville home values have risen by approximately1.0%, reflecting modest growth in this market.
Price History
Titusville Home Price Trend
City Comparison
Titusville vs. National Median
At $120,160, homes in Titusville cost 71% below the national median of $410,000. This makes Titusville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Titusville?
20% Down Payment
$24,032
on $120,160
Monthly P&I
$627/mo
30-yr @ 6.8%
Total Monthly Est.
~$796/mo
incl. taxes & insurance
Income Needed
$31,840
gross annual (30% rule)
10% Down Option
$12,016
+ PMI applies
Loan Amount (20% dn)
$96,128
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Titusville, PA?
The median home value in Titusville is $120,160 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Titusville?
Over the past year, home values in Titusville have increased by 2.8%. Over five years, prices have risen approximately 1.0%.
How much do I need to earn to buy a home in Titusville?
To comfortably afford the median home price of $120,160 with a 20% down payment ($24,032) at today's rates (6.8%), you'd need a gross annual income of approximately $31,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Titusville compare to the national average home price?
The national median home value is approximately $410,000. At $120,160, homes in Titusville are 71% below the national average.
What metro area is Titusville part of?
Titusville is part of the Oil City, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.