Market Overview
Home Prices in Topton, PA
The median home value in Topton, PA is $271,148 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 7.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Topton are priced34% below average. Topton is part of the Reading, PA metro area.
Over the past five years, Topton home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.
Price History
Topton Home Price Trend
City Comparison
Topton vs. National Median
At $271,148, homes in Topton cost 34% below the national median of $410,000. This makes Topton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Topton?
20% Down Payment
$54,230
on $271,148
Monthly P&I
$1,414/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,796/mo
incl. taxes & insurance
Income Needed
$71,840
gross annual (30% rule)
10% Down Option
$27,115
+ PMI applies
Loan Amount (20% dn)
$216,918
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Topton, PA?
The median home value in Topton is $271,148 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Topton?
Over the past year, home values in Topton have increased by 1.6%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Topton?
To comfortably afford the median home price of $271,148 with a 20% down payment ($54,230) at today's rates (6.8%), you'd need a gross annual income of approximately $71,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Topton compare to the national average home price?
The national median home value is approximately $410,000. At $271,148, homes in Topton are 34% below the national average.
What metro area is Topton part of?
Topton is part of the Reading, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.