📍 Algood, TN · Zillow ZHVI · July 2026

Average Home Price in
Algood, TN

Cookeville, TN metro area · Putnam County County

Median Home Value
$284,902
↑ 1.4% year-over-year
vs. National Median
$410,000
Algood is 31% below
Est. Monthly Payment
$1,486/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$284,902
↑ 1.4% year-over-year

Down Payment (20%)$56,980
Monthly P&I$1,486/mo
With Taxes & Ins.~$1,887/mo
Income Needed$75,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Algood, TN

The median home value in Algood, TN is $284,902 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Algood are priced31% below average. Algood is part of the Cookeville, TN metro area.

Over the past five years, Algood home values have risen by approximately31.9%, reflecting strong long-term appreciation in this market.

City Comparison

Algood vs. National Median

🏠 Algood
$284,902
National Median
$410,000

At $284,902, homes in Algood cost 31% below the national median of $410,000. This makes Algood a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Algood?

20% Down Payment
$56,980
on $284,902
Monthly P&I
$1,486/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,887/mo
incl. taxes & insurance
Income Needed
$75,480
gross annual (30% rule)
10% Down Option
$28,490
+ PMI applies
Loan Amount (20% dn)
$227,922
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Algood, TN?
The median home value in Algood is $284,902 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Algood?
Over the past year, home values in Algood have increased by 1.4%. Over five years, prices have risen approximately 31.9%.
How much do I need to earn to buy a home in Algood?
To comfortably afford the median home price of $284,902 with a 20% down payment ($56,980) at today's rates (6.8%), you'd need a gross annual income of approximately $75,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Algood compare to the national average home price?
The national median home value is approximately $410,000. At $284,902, homes in Algood are 31% below the national average.
What metro area is Algood part of?
Algood is part of the Cookeville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.