Market Overview
Home Prices in Ashland City, TN
The median home value in Ashland City, TN is $354,016 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ashland City are priced14% below average. Ashland City is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metro area.
Over the past five years, Ashland City home values have risen by approximately26.9%, reflecting strong long-term appreciation in this market.
Price History
Ashland City Home Price Trend
City Comparison
Ashland City vs. National Median
At $354,016, homes in Ashland City cost 14% below the national median of $410,000. This makes Ashland City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ashland City?
20% Down Payment
$70,803
on $354,016
Monthly P&I
$1,846/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,344/mo
incl. taxes & insurance
Income Needed
$93,760
gross annual (30% rule)
10% Down Option
$35,402
+ PMI applies
Loan Amount (20% dn)
$283,213
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ashland City, TN?
The median home value in Ashland City is $354,016 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Ashland City?
Over the past year, home values in Ashland City have increased by 0.8%. Over five years, prices have risen approximately 26.9%.
How much do I need to earn to buy a home in Ashland City?
To comfortably afford the median home price of $354,016 with a 20% down payment ($70,803) at today's rates (6.8%), you'd need a gross annual income of approximately $93,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashland City compare to the national average home price?
The national median home value is approximately $410,000. At $354,016, homes in Ashland City are 14% below the national average.
What metro area is Ashland City part of?
Ashland City is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.