Market Overview
Home Prices in Belfast, TN
The median home value in Belfast, TN is $326,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belfast are priced20% below average. Belfast is part of the Lewisburg, TN metro area.
Over the past five years, Belfast home values have risen by approximately27.0%, reflecting strong long-term appreciation in this market.
Price History
Belfast Home Price Trend
City Comparison
Belfast vs. National Median
At $326,924, homes in Belfast cost 20% below the national median of $410,000. This makes Belfast a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belfast?
20% Down Payment
$65,385
on $326,924
Monthly P&I
$1,705/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,165/mo
incl. taxes & insurance
Income Needed
$86,600
gross annual (30% rule)
10% Down Option
$32,692
+ PMI applies
Loan Amount (20% dn)
$261,539
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belfast, TN?
The median home value in Belfast is $326,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Belfast?
Over the past year, home values in Belfast have increased by 6.6%. Over five years, prices have risen approximately 27.0%.
How much do I need to earn to buy a home in Belfast?
To comfortably afford the median home price of $326,924 with a 20% down payment ($65,385) at today's rates (6.8%), you'd need a gross annual income of approximately $86,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Belfast compare to the national average home price?
The national median home value is approximately $410,000. At $326,924, homes in Belfast are 20% below the national average.
What metro area is Belfast part of?
Belfast is part of the Lewisburg, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.