Market Overview
Home Prices in Bells, TN
The median home value in Bells, TN is $213,768 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bells are priced48% below average. Bells is part of the Jackson, TN metro area.
Over the past five years, Bells home values have risen by approximately36.8%, reflecting strong long-term appreciation in this market.
Price History
Bells Home Price Trend
2020
$133,640
$134K
—
2021
$156,225
$156K
+16.9%
2022
$181,388
$181K
+16.1%
2023
$185,977
$186K
+2.5%
2024
$195,770
$196K
+5.3%
2025
$203,768
$204K
+4.1%
2026
$213,768
$214K
+4.9%
City Comparison
Bells vs. National Median
🏠 Bells
$213,768
National Median
$410,000
At $213,768, homes in Bells cost 48% below the national median of $410,000. This makes Bells a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bells?
20% Down Payment
$42,754
on $213,768
Monthly P&I
$1,115/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,416/mo
incl. taxes & insurance
Income Needed
$56,640
gross annual (30% rule)
10% Down Option
$21,377
+ PMI applies
Loan Amount (20% dn)
$171,014
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bells, TN?
The median home value in Bells is $213,768 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Bells?
Over the past year, home values in Bells have increased by 4.9%. Over five years, prices have risen approximately 36.8%.
How much do I need to earn to buy a home in Bells?
To comfortably afford the median home price of $213,768 with a 20% down payment ($42,754) at today's rates (6.8%), you'd need a gross annual income of approximately $56,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Bells compare to the national average home price?
The national median home value is approximately $410,000. At $213,768, homes in Bells are 48% below the national average.
What metro area is Bells part of?
Bells is part of the Jackson, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.