Market Overview
Home Prices in Buffalo Valley, TN
The median home value in Buffalo Valley, TN is $291,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.7% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Buffalo Valley are priced29% below average. Buffalo Valley is part of the Cookeville, TN metro area.
Price History
Buffalo Valley Home Price Trend
2022
$253,266
$253K
—
2023
$237,720
$238K
-6.1%
2024
$254,617
$255K
+7.1%
2025
$258,219
$258K
+1.4%
2026
$291,062
$291K
+12.7%
City Comparison
Buffalo Valley vs. National Median
🏠 Buffalo Valley
$291,062
National Median
$410,000
At $291,062, homes in Buffalo Valley cost 29% below the national median of $410,000. This makes Buffalo Valley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Buffalo Valley?
20% Down Payment
$58,212
on $291,062
Monthly P&I
$1,518/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,928/mo
incl. taxes & insurance
Income Needed
$77,120
gross annual (30% rule)
10% Down Option
$29,106
+ PMI applies
Loan Amount (20% dn)
$232,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Buffalo Valley, TN?
The median home value in Buffalo Valley is $291,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.7% year-over-year.
How much have home prices changed in Buffalo Valley?
Over the past year, home values in Buffalo Valley have increased by 12.7%.
How much do I need to earn to buy a home in Buffalo Valley?
To comfortably afford the median home price of $291,062 with a 20% down payment ($58,212) at today's rates (6.8%), you'd need a gross annual income of approximately $77,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Buffalo Valley compare to the national average home price?
The national median home value is approximately $410,000. At $291,062, homes in Buffalo Valley are 29% below the national average.
What metro area is Buffalo Valley part of?
Buffalo Valley is part of the Cookeville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.