Market Overview
Home Prices in Celina, TN
The median home value in Celina, TN is $205,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.7% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Celina are priced50% below average.
Over the past five years, Celina home values have risen by approximately49.5%, reflecting strong long-term appreciation in this market.
Price History
Celina Home Price Trend
2020
$122,847
$123K
—
2021
$137,513
$138K
+11.9%
2022
$173,804
$174K
+26.4%
2023
$173,781
$174K
+-0.0%
2024
$185,646
$186K
+6.8%
2025
$189,144
$189K
+1.9%
2026
$205,612
$206K
+8.7%
City Comparison
Celina vs. National Median
🏠 Celina
$205,612
National Median
$410,000
At $205,612, homes in Celina cost 50% below the national median of $410,000. This makes Celina a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Celina?
20% Down Payment
$41,122
on $205,612
Monthly P&I
$1,072/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,361/mo
incl. taxes & insurance
Income Needed
$54,440
gross annual (30% rule)
10% Down Option
$20,561
+ PMI applies
Loan Amount (20% dn)
$164,490
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Celina, TN?
The median home value in Celina is $205,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.7% year-over-year.
How much have home prices changed in Celina?
Over the past year, home values in Celina have increased by 8.7%. Over five years, prices have risen approximately 49.5%.
How much do I need to earn to buy a home in Celina?
To comfortably afford the median home price of $205,612 with a 20% down payment ($41,122) at today's rates (6.8%), you'd need a gross annual income of approximately $54,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Celina compare to the national average home price?
The national median home value is approximately $410,000. At $205,612, homes in Celina are 50% below the national average.