Market Overview
Home Prices in Clifton, TN
The median home value in Clifton, TN is $160,025 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clifton are priced61% below average.
Over the past five years, Clifton home values have risen by approximately31.3%, reflecting strong long-term appreciation in this market.
Price History
Clifton Home Price Trend
2020
$103,045
$103K
—
2021
$121,899
$122K
+18.3%
2022
$147,232
$147K
+20.8%
2023
$156,002
$156K
+6.0%
2024
$160,989
$161K
+3.2%
2025
$158,672
$159K
-1.4%
2026
$160,025
$160K
+0.9%
City Comparison
Clifton vs. National Median
🏠 Clifton
$160,025
National Median
$410,000
At $160,025, homes in Clifton cost 61% below the national median of $410,000. This makes Clifton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clifton?
20% Down Payment
$32,005
on $160,025
Monthly P&I
$835/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,060/mo
incl. taxes & insurance
Income Needed
$42,400
gross annual (30% rule)
10% Down Option
$16,003
+ PMI applies
Loan Amount (20% dn)
$128,020
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clifton, TN?
The median home value in Clifton is $160,025 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Clifton?
Over the past year, home values in Clifton have increased by 0.9%. Over five years, prices have risen approximately 31.3%.
How much do I need to earn to buy a home in Clifton?
To comfortably afford the median home price of $160,025 with a 20% down payment ($32,005) at today's rates (6.8%), you'd need a gross annual income of approximately $42,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Clifton compare to the national average home price?
The national median home value is approximately $410,000. At $160,025, homes in Clifton are 61% below the national average.