Market Overview
Home Prices in Coalmont, TN
The median home value in Coalmont, TN is $190,883 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coalmont are priced53% below average.
Price History
Coalmont Home Price Trend
2022
$181,978
$182K
—
2023
$174,433
$174K
-4.1%
2024
$190,663
$191K
+9.3%
2025
$189,159
$189K
-0.8%
2026
$190,883
$191K
+0.9%
City Comparison
Coalmont vs. National Median
🏠 Coalmont
$190,883
National Median
$410,000
At $190,883, homes in Coalmont cost 53% below the national median of $410,000. This makes Coalmont a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Coalmont?
20% Down Payment
$38,177
on $190,883
Monthly P&I
$996/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,265/mo
incl. taxes & insurance
Income Needed
$50,600
gross annual (30% rule)
10% Down Option
$19,088
+ PMI applies
Loan Amount (20% dn)
$152,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coalmont, TN?
The median home value in Coalmont is $190,883 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Coalmont?
Over the past year, home values in Coalmont have increased by 0.9%.
How much do I need to earn to buy a home in Coalmont?
To comfortably afford the median home price of $190,883 with a 20% down payment ($38,177) at today's rates (6.8%), you'd need a gross annual income of approximately $50,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Coalmont compare to the national average home price?
The national median home value is approximately $410,000. At $190,883, homes in Coalmont are 53% below the national average.