Market Overview
Home Prices in Columbia, TN
The median home value in Columbia, TN is $376,731 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Columbia are priced8% below average. Columbia is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metro area.
Over the past five years, Columbia home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Columbia Home Price Trend
City Comparison
Columbia vs. National Median
At $376,731, homes in Columbia cost 8% below the national median of $410,000. This makes Columbia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Columbia?
20% Down Payment
$75,346
on $376,731
Monthly P&I
$1,965/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,496/mo
incl. taxes & insurance
Income Needed
$99,840
gross annual (30% rule)
10% Down Option
$37,673
+ PMI applies
Loan Amount (20% dn)
$301,385
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Columbia, TN?
The median home value in Columbia is $376,731 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Columbia?
Over the past year, home values in Columbia have increased by 1.2%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Columbia?
To comfortably afford the median home price of $376,731 with a 20% down payment ($75,346) at today's rates (6.8%), you'd need a gross annual income of approximately $99,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Columbia compare to the national average home price?
The national median home value is approximately $410,000. At $376,731, homes in Columbia are 8% below the national average.
What metro area is Columbia part of?
Columbia is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.