Market Overview
Home Prices in Crossville, TN
The median home value in Crossville, TN is $314,091 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crossville are priced23% below average. Crossville is part of the Crossville, TN metro area.
Over the past five years, Crossville home values have risen by approximately38.1%, reflecting strong long-term appreciation in this market.
Price History
Crossville Home Price Trend
City Comparison
Crossville vs. National Median
At $314,091, homes in Crossville cost 23% below the national median of $410,000. This makes Crossville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Crossville?
20% Down Payment
$62,818
on $314,091
Monthly P&I
$1,638/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,080/mo
incl. taxes & insurance
Income Needed
$83,200
gross annual (30% rule)
10% Down Option
$31,409
+ PMI applies
Loan Amount (20% dn)
$251,273
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crossville, TN?
The median home value in Crossville is $314,091 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Crossville?
Over the past year, home values in Crossville have increased by 0.6%. Over five years, prices have risen approximately 38.1%.
How much do I need to earn to buy a home in Crossville?
To comfortably afford the median home price of $314,091 with a 20% down payment ($62,818) at today's rates (6.8%), you'd need a gross annual income of approximately $83,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Crossville compare to the national average home price?
The national median home value is approximately $410,000. At $314,091, homes in Crossville are 23% below the national average.
What metro area is Crossville part of?
Crossville is part of the Crossville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.