Market Overview
Home Prices in Cunningham, TN
The median home value in Cunningham, TN is $361,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cunningham are priced12% below average. Cunningham is part of the Clarksville, TN-KY metro area.
Over the past five years, Cunningham home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.
Price History
Cunningham Home Price Trend
City Comparison
Cunningham vs. National Median
At $361,460, homes in Cunningham cost 12% below the national median of $410,000. This makes Cunningham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cunningham?
20% Down Payment
$72,292
on $361,460
Monthly P&I
$1,885/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,394/mo
incl. taxes & insurance
Income Needed
$95,760
gross annual (30% rule)
10% Down Option
$36,146
+ PMI applies
Loan Amount (20% dn)
$289,168
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cunningham, TN?
The median home value in Cunningham is $361,460 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Cunningham?
Over the past year, home values in Cunningham have increased by 3.4%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Cunningham?
To comfortably afford the median home price of $361,460 with a 20% down payment ($72,292) at today's rates (6.8%), you'd need a gross annual income of approximately $95,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cunningham compare to the national average home price?
The national median home value is approximately $410,000. At $361,460, homes in Cunningham are 12% below the national average.
What metro area is Cunningham part of?
Cunningham is part of the Clarksville, TN-KY metropolitan area. Home prices and market conditions can vary across the broader metro region.