📍 Erin, TN · Zillow ZHVI · July 2026

Average Home Price in
Erin, TN

Houston County County

Median Home Value
$227,764
↑ 6.3% year-over-year
vs. National Median
$410,000
Erin is 44% below
Est. Monthly Payment
$1,188/mo
20% down · 6.8% rate
Income Needed
$60K
gross annual (30% rule)
Median Home Value
$227,764
↑ 6.3% year-over-year

Down Payment (20%)$45,553
Monthly P&I$1,188/mo
With Taxes & Ins.~$1,509/mo
Income Needed$60,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Erin, TN

The median home value in Erin, TN is $227,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Erin are priced44% below average.

Over the past five years, Erin home values have risen by approximately36.4%, reflecting strong long-term appreciation in this market.

City Comparison

Erin vs. National Median

🏠 Erin
$227,764
National Median
$410,000

At $227,764, homes in Erin cost 44% below the national median of $410,000. This makes Erin a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Erin?

20% Down Payment
$45,553
on $227,764
Monthly P&I
$1,188/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,509/mo
incl. taxes & insurance
Income Needed
$60,360
gross annual (30% rule)
10% Down Option
$22,776
+ PMI applies
Loan Amount (20% dn)
$182,211
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Erin, TN?
The median home value in Erin is $227,764 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Erin?
Over the past year, home values in Erin have increased by 6.3%. Over five years, prices have risen approximately 36.4%.
How much do I need to earn to buy a home in Erin?
To comfortably afford the median home price of $227,764 with a 20% down payment ($45,553) at today's rates (6.8%), you'd need a gross annual income of approximately $60,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Erin compare to the national average home price?
The national median home value is approximately $410,000. At $227,764, homes in Erin are 44% below the national average.