Market Overview
Home Prices in Estill Springs, TN
The median home value in Estill Springs, TN is $321,444 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Estill Springs are priced22% below average. Estill Springs is part of the Tullahoma-Manchester, TN metro area.
Over the past five years, Estill Springs home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.
Price History
Estill Springs Home Price Trend
City Comparison
Estill Springs vs. National Median
At $321,444, homes in Estill Springs cost 22% below the national median of $410,000. This makes Estill Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Estill Springs?
20% Down Payment
$64,289
on $321,444
Monthly P&I
$1,676/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,129/mo
incl. taxes & insurance
Income Needed
$85,160
gross annual (30% rule)
10% Down Option
$32,144
+ PMI applies
Loan Amount (20% dn)
$257,155
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Estill Springs, TN?
The median home value in Estill Springs is $321,444 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Estill Springs?
Over the past year, home values in Estill Springs have increased by 2.2%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Estill Springs?
To comfortably afford the median home price of $321,444 with a 20% down payment ($64,289) at today's rates (6.8%), you'd need a gross annual income of approximately $85,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Estill Springs compare to the national average home price?
The national median home value is approximately $410,000. At $321,444, homes in Estill Springs are 22% below the national average.
What metro area is Estill Springs part of?
Estill Springs is part of the Tullahoma-Manchester, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.