Market Overview
Home Prices in Etowah, TN
The median home value in Etowah, TN is $221,063 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Etowah are priced46% below average. Etowah is part of the Athens, TN metro area.
Over the past five years, Etowah home values have risen by approximately38.4%, reflecting strong long-term appreciation in this market.
Price History
Etowah Home Price Trend
City Comparison
Etowah vs. National Median
At $221,063, homes in Etowah cost 46% below the national median of $410,000. This makes Etowah a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Etowah?
20% Down Payment
$44,213
on $221,063
Monthly P&I
$1,153/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,464/mo
incl. taxes & insurance
Income Needed
$58,560
gross annual (30% rule)
10% Down Option
$22,106
+ PMI applies
Loan Amount (20% dn)
$176,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Etowah, TN?
The median home value in Etowah is $221,063 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8% year-over-year.
How much have home prices changed in Etowah?
Over the past year, home values in Etowah have increased by 8%. Over five years, prices have risen approximately 38.4%.
How much do I need to earn to buy a home in Etowah?
To comfortably afford the median home price of $221,063 with a 20% down payment ($44,213) at today's rates (6.8%), you'd need a gross annual income of approximately $58,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Etowah compare to the national average home price?
The national median home value is approximately $410,000. At $221,063, homes in Etowah are 46% below the national average.
What metro area is Etowah part of?
Etowah is part of the Athens, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.