Market Overview
Home Prices in Finley, TN
The median home value in Finley, TN is $188,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Finley are priced54% below average. Finley is part of the Dyersburg, TN metro area.
Price History
Finley Home Price Trend
2022
$166,794
$167K
—
2023
$168,415
$168K
+1.0%
2024
$182,642
$183K
+8.4%
2025
$183,973
$184K
+0.7%
2026
$188,414
$188K
+2.4%
City Comparison
Finley vs. National Median
🏠 Finley
$188,414
National Median
$410,000
At $188,414, homes in Finley cost 54% below the national median of $410,000. This makes Finley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Finley?
20% Down Payment
$37,683
on $188,414
Monthly P&I
$983/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,248/mo
incl. taxes & insurance
Income Needed
$49,920
gross annual (30% rule)
10% Down Option
$18,841
+ PMI applies
Loan Amount (20% dn)
$150,731
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Finley, TN?
The median home value in Finley is $188,414 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Finley?
Over the past year, home values in Finley have increased by 2.4%.
How much do I need to earn to buy a home in Finley?
To comfortably afford the median home price of $188,414 with a 20% down payment ($37,683) at today's rates (6.8%), you'd need a gross annual income of approximately $49,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Finley compare to the national average home price?
The national median home value is approximately $410,000. At $188,414, homes in Finley are 54% below the national average.
What metro area is Finley part of?
Finley is part of the Dyersburg, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.