Market Overview
Home Prices in Five Points, TN
The median home value in Five Points, TN is $234,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Five Points are priced43% below average. Five Points is part of the Lawrenceburg, TN metro area.
Price History
Five Points Home Price Trend
2022
$199,982
$200K
—
2023
$197,473
$197K
-1.3%
2024
$203,502
$204K
+3.1%
2025
$212,141
$212K
+4.2%
2026
$234,302
$234K
+10.4%
City Comparison
Five Points vs. National Median
🏠 Five Points
$234,302
National Median
$410,000
At $234,302, homes in Five Points cost 43% below the national median of $410,000. This makes Five Points a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Five Points?
20% Down Payment
$46,860
on $234,302
Monthly P&I
$1,222/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,552/mo
incl. taxes & insurance
Income Needed
$62,080
gross annual (30% rule)
10% Down Option
$23,430
+ PMI applies
Loan Amount (20% dn)
$187,442
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Five Points, TN?
The median home value in Five Points is $234,302 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in Five Points?
Over the past year, home values in Five Points have increased by 10.4%.
How much do I need to earn to buy a home in Five Points?
To comfortably afford the median home price of $234,302 with a 20% down payment ($46,860) at today's rates (6.8%), you'd need a gross annual income of approximately $62,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Five Points compare to the national average home price?
The national median home value is approximately $410,000. At $234,302, homes in Five Points are 43% below the national average.
What metro area is Five Points part of?
Five Points is part of the Lawrenceburg, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.