Market Overview
Home Prices in Harriman, TN
The median home value in Harriman, TN is $247,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harriman are priced40% below average. Harriman is part of the Knoxville, TN metro area.
Over the past five years, Harriman home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Harriman Home Price Trend
City Comparison
Harriman vs. National Median
At $247,616, homes in Harriman cost 40% below the national median of $410,000. This makes Harriman a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harriman?
20% Down Payment
$49,523
on $247,616
Monthly P&I
$1,291/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,640/mo
incl. taxes & insurance
Income Needed
$65,600
gross annual (30% rule)
10% Down Option
$24,762
+ PMI applies
Loan Amount (20% dn)
$198,093
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harriman, TN?
The median home value in Harriman is $247,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Harriman?
Over the past year, home values in Harriman have increased by 5.6%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Harriman?
To comfortably afford the median home price of $247,616 with a 20% down payment ($49,523) at today's rates (6.8%), you'd need a gross annual income of approximately $65,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Harriman compare to the national average home price?
The national median home value is approximately $410,000. At $247,616, homes in Harriman are 40% below the national average.
What metro area is Harriman part of?
Harriman is part of the Knoxville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.