Market Overview
Home Prices in Harrison, TN
The median home value in Harrison, TN is $345,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrison are priced16% below average. Harrison is part of the Chattanooga, TN-GA metro area.
Over the past five years, Harrison home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.
Price History
Harrison Home Price Trend
City Comparison
Harrison vs. National Median
At $345,269, homes in Harrison cost 16% below the national median of $410,000. This makes Harrison a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrison?
20% Down Payment
$69,054
on $345,269
Monthly P&I
$1,801/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,287/mo
incl. taxes & insurance
Income Needed
$91,480
gross annual (30% rule)
10% Down Option
$34,527
+ PMI applies
Loan Amount (20% dn)
$276,215
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrison, TN?
The median home value in Harrison is $345,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Harrison?
Over the past year, home values in Harrison have decreased by 0.5%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Harrison?
To comfortably afford the median home price of $345,269 with a 20% down payment ($69,054) at today's rates (6.8%), you'd need a gross annual income of approximately $91,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrison compare to the national average home price?
The national median home value is approximately $410,000. At $345,269, homes in Harrison are 16% below the national average.
What metro area is Harrison part of?
Harrison is part of the Chattanooga, TN-GA metropolitan area. Home prices and market conditions can vary across the broader metro region.