Market Overview
Home Prices in Hartford, TN
The median home value in Hartford, TN is $210,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hartford are priced49% below average. Hartford is part of the Newport, TN metro area.
Price History
Hartford Home Price Trend
2022
$197,600
$198K
—
2023
$180,020
$180K
-8.9%
2024
$196,634
$197K
+9.2%
2025
$204,642
$205K
+4.1%
2026
$210,705
$211K
+3.0%
City Comparison
Hartford vs. National Median
🏠 Hartford
$210,705
National Median
$410,000
At $210,705, homes in Hartford cost 49% below the national median of $410,000. This makes Hartford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hartford?
20% Down Payment
$42,141
on $210,705
Monthly P&I
$1,099/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,396/mo
incl. taxes & insurance
Income Needed
$55,840
gross annual (30% rule)
10% Down Option
$21,071
+ PMI applies
Loan Amount (20% dn)
$168,564
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hartford, TN?
The median home value in Hartford is $210,705 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Hartford?
Over the past year, home values in Hartford have increased by 3%.
How much do I need to earn to buy a home in Hartford?
To comfortably afford the median home price of $210,705 with a 20% down payment ($42,141) at today's rates (6.8%), you'd need a gross annual income of approximately $55,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartford compare to the national average home price?
The national median home value is approximately $410,000. At $210,705, homes in Hartford are 49% below the national average.
What metro area is Hartford part of?
Hartford is part of the Newport, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.