Market Overview
Home Prices in Hilham, TN
The median home value in Hilham, TN is $257,292 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hilham are priced37% below average. Hilham is part of the Cookeville, TN metro area.
Over the past five years, Hilham home values have risen by approximately46.2%, reflecting strong long-term appreciation in this market.
Price History
Hilham Home Price Trend
City Comparison
Hilham vs. National Median
At $257,292, homes in Hilham cost 37% below the national median of $410,000. This makes Hilham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hilham?
20% Down Payment
$51,458
on $257,292
Monthly P&I
$1,342/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,704/mo
incl. taxes & insurance
Income Needed
$68,160
gross annual (30% rule)
10% Down Option
$25,729
+ PMI applies
Loan Amount (20% dn)
$205,834
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hilham, TN?
The median home value in Hilham is $257,292 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Hilham?
Over the past year, home values in Hilham have increased by 8.5%. Over five years, prices have risen approximately 46.2%.
How much do I need to earn to buy a home in Hilham?
To comfortably afford the median home price of $257,292 with a 20% down payment ($51,458) at today's rates (6.8%), you'd need a gross annual income of approximately $68,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Hilham compare to the national average home price?
The national median home value is approximately $410,000. At $257,292, homes in Hilham are 37% below the national average.
What metro area is Hilham part of?
Hilham is part of the Cookeville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.