Market Overview
Home Prices in Hornsby, TN
The median home value in Hornsby, TN is $159,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.5% compared to a year ago and down 5.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hornsby are priced61% below average.
Over the past five years, Hornsby home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Hornsby Home Price Trend
2020
$108,529
$109K
—
2021
$121,830
$122K
+12.3%
2022
$140,122
$140K
+15.0%
2023
$143,242
$143K
+2.2%
2024
$151,827
$152K
+6.0%
2025
$142,907
$143K
-5.9%
2026
$159,411
$159K
+11.5%
City Comparison
Hornsby vs. National Median
🏠 Hornsby
$159,411
National Median
$410,000
At $159,411, homes in Hornsby cost 61% below the national median of $410,000. This makes Hornsby a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hornsby?
20% Down Payment
$31,882
on $159,411
Monthly P&I
$831/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,055/mo
incl. taxes & insurance
Income Needed
$42,200
gross annual (30% rule)
10% Down Option
$15,941
+ PMI applies
Loan Amount (20% dn)
$127,529
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hornsby, TN?
The median home value in Hornsby is $159,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.5% year-over-year.
How much have home prices changed in Hornsby?
Over the past year, home values in Hornsby have increased by 11.5%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Hornsby?
To comfortably afford the median home price of $159,411 with a 20% down payment ($31,882) at today's rates (6.8%), you'd need a gross annual income of approximately $42,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Hornsby compare to the national average home price?
The national median home value is approximately $410,000. At $159,411, homes in Hornsby are 61% below the national average.