Market Overview
Home Prices in Huntsville, TN
The median home value in Huntsville, TN is $170,294 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Huntsville are priced58% below average.
Price History
Huntsville Home Price Trend
2022
$168,692
$169K
—
2023
$165,823
$166K
-1.7%
2024
$180,042
$180K
+8.6%
2025
$171,491
$171K
-4.7%
2026
$170,294
$170K
-0.7%
City Comparison
Huntsville vs. National Median
🏠 Huntsville
$170,294
National Median
$410,000
At $170,294, homes in Huntsville cost 58% below the national median of $410,000. This makes Huntsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Huntsville?
20% Down Payment
$34,059
on $170,294
Monthly P&I
$888/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,128/mo
incl. taxes & insurance
Income Needed
$45,120
gross annual (30% rule)
10% Down Option
$17,029
+ PMI applies
Loan Amount (20% dn)
$136,235
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Huntsville, TN?
The median home value in Huntsville is $170,294 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Huntsville?
Over the past year, home values in Huntsville have decreased by 0.7%.
How much do I need to earn to buy a home in Huntsville?
To comfortably afford the median home price of $170,294 with a 20% down payment ($34,059) at today's rates (6.8%), you'd need a gross annual income of approximately $45,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Huntsville compare to the national average home price?
The national median home value is approximately $410,000. At $170,294, homes in Huntsville are 58% below the national average.