📍 Jamestown, TN · Zillow ZHVI · July 2026

Average Home Price in
Jamestown, TN

Fentress County County

Median Home Value
$238,539
↑ 3.3% year-over-year
vs. National Median
$410,000
Jamestown is 42% below
Est. Monthly Payment
$1,244/mo
20% down · 6.8% rate
Income Needed
$63K
gross annual (30% rule)
Median Home Value
$238,539
↑ 3.3% year-over-year

Down Payment (20%)$47,708
Monthly P&I$1,244/mo
With Taxes & Ins.~$1,580/mo
Income Needed$63,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Jamestown, TN

The median home value in Jamestown, TN is $238,539 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 0.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Jamestown are priced42% below average.

Over the past five years, Jamestown home values have risen by approximately39.0%, reflecting strong long-term appreciation in this market.

City Comparison

Jamestown vs. National Median

🏠 Jamestown
$238,539
National Median
$410,000

At $238,539, homes in Jamestown cost 42% below the national median of $410,000. This makes Jamestown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Jamestown?

20% Down Payment
$47,708
on $238,539
Monthly P&I
$1,244/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,580/mo
incl. taxes & insurance
Income Needed
$63,200
gross annual (30% rule)
10% Down Option
$23,854
+ PMI applies
Loan Amount (20% dn)
$190,831
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Jamestown, TN?
The median home value in Jamestown is $238,539 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Jamestown?
Over the past year, home values in Jamestown have increased by 3.3%. Over five years, prices have risen approximately 39.0%.
How much do I need to earn to buy a home in Jamestown?
To comfortably afford the median home price of $238,539 with a 20% down payment ($47,708) at today's rates (6.8%), you'd need a gross annual income of approximately $63,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Jamestown compare to the national average home price?
The national median home value is approximately $410,000. At $238,539, homes in Jamestown are 42% below the national average.