Market Overview
Home Prices in Kimball, TN
The median home value in Kimball, TN is $284,496 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kimball are priced31% below average. Kimball is part of the Chattanooga, TN-GA metro area.
Over the past five years, Kimball home values have risen by approximately45.3%, reflecting strong long-term appreciation in this market.
Price History
Kimball Home Price Trend
City Comparison
Kimball vs. National Median
At $284,496, homes in Kimball cost 31% below the national median of $410,000. This makes Kimball a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kimball?
20% Down Payment
$56,899
on $284,496
Monthly P&I
$1,484/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,885/mo
incl. taxes & insurance
Income Needed
$75,400
gross annual (30% rule)
10% Down Option
$28,450
+ PMI applies
Loan Amount (20% dn)
$227,597
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kimball, TN?
The median home value in Kimball is $284,496 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Kimball?
Over the past year, home values in Kimball have increased by 0.2%. Over five years, prices have risen approximately 45.3%.
How much do I need to earn to buy a home in Kimball?
To comfortably afford the median home price of $284,496 with a 20% down payment ($56,899) at today's rates (6.8%), you'd need a gross annual income of approximately $75,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Kimball compare to the national average home price?
The national median home value is approximately $410,000. At $284,496, homes in Kimball are 31% below the national average.
What metro area is Kimball part of?
Kimball is part of the Chattanooga, TN-GA metropolitan area. Home prices and market conditions can vary across the broader metro region.