Market Overview
Home Prices in Liberty, TN
The median home value in Liberty, TN is $344,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Liberty are priced16% below average. Liberty is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metro area.
Over the past five years, Liberty home values have risen by approximately33.0%, reflecting strong long-term appreciation in this market.
Price History
Liberty Home Price Trend
City Comparison
Liberty vs. National Median
At $344,442, homes in Liberty cost 16% below the national median of $410,000. This makes Liberty a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Liberty?
20% Down Payment
$68,888
on $344,442
Monthly P&I
$1,796/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,281/mo
incl. taxes & insurance
Income Needed
$91,240
gross annual (30% rule)
10% Down Option
$34,444
+ PMI applies
Loan Amount (20% dn)
$275,554
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Liberty, TN?
The median home value in Liberty is $344,442 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Liberty?
Over the past year, home values in Liberty have increased by 7.9%. Over five years, prices have risen approximately 33.0%.
How much do I need to earn to buy a home in Liberty?
To comfortably afford the median home price of $344,442 with a 20% down payment ($68,888) at today's rates (6.8%), you'd need a gross annual income of approximately $91,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Liberty compare to the national average home price?
The national median home value is approximately $410,000. At $344,442, homes in Liberty are 16% below the national average.
What metro area is Liberty part of?
Liberty is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.