Market Overview
Home Prices in Lobelville, TN
The median home value in Lobelville, TN is $171,834 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lobelville are priced58% below average.
Over the past five years, Lobelville home values have risen by approximately13.9%, reflecting steady appreciation in this market.
Price History
Lobelville Home Price Trend
2020
$121,044
$121K
—
2021
$150,914
$151K
+24.7%
2022
$178,970
$179K
+18.6%
2023
$179,181
$179K
+0.1%
2024
$185,672
$186K
+3.6%
2025
$173,293
$173K
-6.7%
2026
$171,834
$172K
-0.8%
City Comparison
Lobelville vs. National Median
🏠 Lobelville
$171,834
National Median
$410,000
At $171,834, homes in Lobelville cost 58% below the national median of $410,000. This makes Lobelville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lobelville?
20% Down Payment
$34,367
on $171,834
Monthly P&I
$896/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,138/mo
incl. taxes & insurance
Income Needed
$45,520
gross annual (30% rule)
10% Down Option
$17,183
+ PMI applies
Loan Amount (20% dn)
$137,467
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lobelville, TN?
The median home value in Lobelville is $171,834 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Lobelville?
Over the past year, home values in Lobelville have decreased by 0.8%. Over five years, prices have risen approximately 13.9%.
How much do I need to earn to buy a home in Lobelville?
To comfortably afford the median home price of $171,834 with a 20% down payment ($34,367) at today's rates (6.8%), you'd need a gross annual income of approximately $45,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Lobelville compare to the national average home price?
The national median home value is approximately $410,000. At $171,834, homes in Lobelville are 58% below the national average.