Market Overview
Home Prices in Loudon, TN
The median home value in Loudon, TN is $504,560 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loudon are priced23% above average. Loudon is part of the Knoxville, TN metro area.
Over the past five years, Loudon home values have risen by approximately33.8%, reflecting strong long-term appreciation in this market.
Price History
Loudon Home Price Trend
City Comparison
Loudon vs. National Median
At $504,560, homes in Loudon cost 23% above the national median of $410,000. Buyers in Loudon should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Loudon?
20% Down Payment
$100,912
on $504,560
Monthly P&I
$2,631/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,341/mo
incl. taxes & insurance
Income Needed
$133,640
gross annual (30% rule)
10% Down Option
$50,456
+ PMI applies
Loan Amount (20% dn)
$403,648
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loudon, TN?
The median home value in Loudon is $504,560 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Loudon?
Over the past year, home values in Loudon have decreased by 1.4%. Over five years, prices have risen approximately 33.8%.
How much do I need to earn to buy a home in Loudon?
To comfortably afford the median home price of $504,560 with a 20% down payment ($100,912) at today's rates (6.8%), you'd need a gross annual income of approximately $133,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Loudon compare to the national average home price?
The national median home value is approximately $410,000. At $504,560, homes in Loudon are 23% above the national average.
What metro area is Loudon part of?
Loudon is part of the Knoxville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.