Market Overview
Home Prices in Mc Donald, TN
The median home value in Mc Donald, TN is $444,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mc Donald are priced8% above average. Mc Donald is part of the Cleveland, TN metro area.
Over the past five years, Mc Donald home values have risen by approximately41.4%, reflecting strong long-term appreciation in this market.
Price History
Mc Donald Home Price Trend
City Comparison
Mc Donald vs. National Median
At $444,178, homes in Mc Donald cost 8% above the national median of $410,000. Buyers in Mc Donald should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mc Donald?
20% Down Payment
$88,836
on $444,178
Monthly P&I
$2,317/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,943/mo
incl. taxes & insurance
Income Needed
$117,720
gross annual (30% rule)
10% Down Option
$44,418
+ PMI applies
Loan Amount (20% dn)
$355,342
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mc Donald, TN?
The median home value in Mc Donald is $444,178 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Mc Donald?
Over the past year, home values in Mc Donald have increased by 4.6%. Over five years, prices have risen approximately 41.4%.
How much do I need to earn to buy a home in Mc Donald?
To comfortably afford the median home price of $444,178 with a 20% down payment ($88,836) at today's rates (6.8%), you'd need a gross annual income of approximately $117,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Mc Donald compare to the national average home price?
The national median home value is approximately $410,000. At $444,178, homes in Mc Donald are 8% above the national average.
What metro area is Mc Donald part of?
Mc Donald is part of the Cleveland, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.