Market Overview
Home Prices in Middleton, TN
The median home value in Middleton, TN is $187,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middleton are priced54% below average.
Over the past five years, Middleton home values have risen by approximately49.3%, reflecting strong long-term appreciation in this market.
Price History
Middleton Home Price Trend
2020
$110,918
$111K
—
2021
$125,326
$125K
+13.0%
2022
$148,402
$148K
+18.4%
2023
$153,669
$154K
+3.5%
2024
$173,932
$174K
+13.2%
2025
$170,036
$170K
-2.2%
2026
$187,062
$187K
+10.0%
City Comparison
Middleton vs. National Median
🏠 Middleton
$187,062
National Median
$410,000
At $187,062, homes in Middleton cost 54% below the national median of $410,000. This makes Middleton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middleton?
20% Down Payment
$37,412
on $187,062
Monthly P&I
$976/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,240/mo
incl. taxes & insurance
Income Needed
$49,600
gross annual (30% rule)
10% Down Option
$18,706
+ PMI applies
Loan Amount (20% dn)
$149,650
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middleton, TN?
The median home value in Middleton is $187,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10% year-over-year.
How much have home prices changed in Middleton?
Over the past year, home values in Middleton have increased by 10%. Over five years, prices have risen approximately 49.3%.
How much do I need to earn to buy a home in Middleton?
To comfortably afford the median home price of $187,062 with a 20% down payment ($37,412) at today's rates (6.8%), you'd need a gross annual income of approximately $49,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Middleton compare to the national average home price?
The national median home value is approximately $410,000. At $187,062, homes in Middleton are 54% below the national average.