Market Overview
Home Prices in Moscow, TN
The median home value in Moscow, TN is $295,592 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moscow are priced28% below average. Moscow is part of the Memphis, TN-MS-AR metro area.
Over the past five years, Moscow home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.
Price History
Moscow Home Price Trend
City Comparison
Moscow vs. National Median
At $295,592, homes in Moscow cost 28% below the national median of $410,000. This makes Moscow a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moscow?
20% Down Payment
$59,118
on $295,592
Monthly P&I
$1,542/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,958/mo
incl. taxes & insurance
Income Needed
$78,320
gross annual (30% rule)
10% Down Option
$29,559
+ PMI applies
Loan Amount (20% dn)
$236,474
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moscow, TN?
The median home value in Moscow is $295,592 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Moscow?
Over the past year, home values in Moscow have increased by 5.9%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in Moscow?
To comfortably afford the median home price of $295,592 with a 20% down payment ($59,118) at today's rates (6.8%), you'd need a gross annual income of approximately $78,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Moscow compare to the national average home price?
The national median home value is approximately $410,000. At $295,592, homes in Moscow are 28% below the national average.
What metro area is Moscow part of?
Moscow is part of the Memphis, TN-MS-AR metropolitan area. Home prices and market conditions can vary across the broader metro region.