Market Overview
Home Prices in Moss, TN
The median home value in Moss, TN is $226,378 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.7% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moss are priced45% below average.
Price History
Moss Home Price Trend
2022
$184,140
$184K
—
2023
$177,391
$177K
-3.7%
2024
$197,379
$197K
+11.3%
2025
$208,193
$208K
+5.5%
2026
$226,378
$226K
+8.7%
City Comparison
Moss vs. National Median
🏠 Moss
$226,378
National Median
$410,000
At $226,378, homes in Moss cost 45% below the national median of $410,000. This makes Moss a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moss?
20% Down Payment
$45,276
on $226,378
Monthly P&I
$1,181/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,500/mo
incl. taxes & insurance
Income Needed
$60,000
gross annual (30% rule)
10% Down Option
$22,638
+ PMI applies
Loan Amount (20% dn)
$181,102
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moss, TN?
The median home value in Moss is $226,378 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.7% year-over-year.
How much have home prices changed in Moss?
Over the past year, home values in Moss have increased by 8.7%.
How much do I need to earn to buy a home in Moss?
To comfortably afford the median home price of $226,378 with a 20% down payment ($45,276) at today's rates (6.8%), you'd need a gross annual income of approximately $60,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Moss compare to the national average home price?
The national median home value is approximately $410,000. At $226,378, homes in Moss are 45% below the national average.