Market Overview
Home Prices in Oakdale, TN
The median home value in Oakdale, TN is $212,867 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and down 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oakdale are priced48% below average. Oakdale is part of the Knoxville, TN metro area.
Over the past five years, Oakdale home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Oakdale Home Price Trend
City Comparison
Oakdale vs. National Median
At $212,867, homes in Oakdale cost 48% below the national median of $410,000. This makes Oakdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oakdale?
20% Down Payment
$42,573
on $212,867
Monthly P&I
$1,110/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,410/mo
incl. taxes & insurance
Income Needed
$56,400
gross annual (30% rule)
10% Down Option
$21,287
+ PMI applies
Loan Amount (20% dn)
$170,294
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oakdale, TN?
The median home value in Oakdale is $212,867 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Oakdale?
Over the past year, home values in Oakdale have increased by 4.3%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Oakdale?
To comfortably afford the median home price of $212,867 with a 20% down payment ($42,573) at today's rates (6.8%), you'd need a gross annual income of approximately $56,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Oakdale compare to the national average home price?
The national median home value is approximately $410,000. At $212,867, homes in Oakdale are 48% below the national average.
What metro area is Oakdale part of?
Oakdale is part of the Knoxville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.