Market Overview
Home Prices in Ocoee, TN
The median home value in Ocoee, TN is $322,728 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ocoee are priced21% below average. Ocoee is part of the Cleveland, TN metro area.
Over the past five years, Ocoee home values have risen by approximately38.4%, reflecting strong long-term appreciation in this market.
Price History
Ocoee Home Price Trend
2020
$197,430
$197K
—
2021
$233,192
$233K
+18.1%
2022
$276,557
$277K
+18.6%
2023
$267,862
$268K
-3.1%
2024
$294,853
$295K
+10.1%
2025
$300,285
$300K
+1.8%
2026
$322,728
$323K
+7.5%
City Comparison
Ocoee vs. National Median
🏠 Ocoee
$322,728
National Median
$410,000
At $322,728, homes in Ocoee cost 21% below the national median of $410,000. This makes Ocoee a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ocoee?
20% Down Payment
$64,546
on $322,728
Monthly P&I
$1,683/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,137/mo
incl. taxes & insurance
Income Needed
$85,480
gross annual (30% rule)
10% Down Option
$32,273
+ PMI applies
Loan Amount (20% dn)
$258,182
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ocoee, TN?
The median home value in Ocoee is $322,728 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Ocoee?
Over the past year, home values in Ocoee have increased by 7.5%. Over five years, prices have risen approximately 38.4%.
How much do I need to earn to buy a home in Ocoee?
To comfortably afford the median home price of $322,728 with a 20% down payment ($64,546) at today's rates (6.8%), you'd need a gross annual income of approximately $85,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Ocoee compare to the national average home price?
The national median home value is approximately $410,000. At $322,728, homes in Ocoee are 21% below the national average.
What metro area is Ocoee part of?
Ocoee is part of the Cleveland, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.